IBSA

Base Currency of the Fund

Saudi Riyals

Currency Exposure

All major currencies that the Fund invests in

Portfolio Objective

To seek medium to long term capital growth and the potential to preserve capital.

Investment Policy

The Portfolio manager will allocate capital across Shariah compliant securities such as Murabaha transactions, sukuk and equities either directly, through Mutual Funds or through Discretionary Managed Accounts in order to achieve the portfolio objective.

Asset Allocation Ranges (anticipated)

The Balanced Portfolio is a medium risk portfolio that makes a balanced investment between low risk Murabaha Trade transactions and/or Islamic bonds (Sukuk) and higher risk Shariah compliant equities. Equity Exposure not to exceed 55%

Risk/Return Profile

Medium Risk

Minimum Initial Subscription/Balance

SAR 5,000

Minimum Additional Subscription/Redemption

SAR 2,500

Cut Off Time For Receiving Subscription/Redemption Applications

Befor close of Business on Saturday and Monday for Monday and Wednesday Valuation respectively.

Price Applicable for Purchase/Redemption of Units

If valid application is received prior to the cut off time, then the price applicable thereto shall be the prevailing price on the next valuation day.

Valuation Day

Every Monday and Wednesday

Subscription Fee

3.00%

Service Fee

0.25%

When Redeemed Funds are Paid to Investors

Four (4) Business days after Valuation day.

Unit Price at Inception

SAR 10 per unit